We finance the transfer of your company business
Your children want to take over, but buying out the other shareholders — family or not — is beyond their means. We provide the capital, structure the deal and support you through to signing.
- SMEs with €1m to €50m in revenue
- Answer within 48 hours
- 100% confidential
SMEs with €1m to €50m in revenue
71%
of French SMEs are family businesses
65%
of owners wish to hand over to their children
15%
only go through; the others are sold to third parties or wound up.
What gets in the way
Four obstacles come up in
almost every case
The obstacle is rarely a lack of will. Between the intention to hand over and the signing, it is almost always the same walls.
Financing the buyout
Buying out the shares exceeds the successor's borrowing capacity.
Tax structuring
Transfer taxes, Dutreil, acquisition holding company (choices to be made early).
Preparing the successor
Legitimacy is built over years, not on the day of signing.
Family dynamics
A disputed valuation or a poorly defined role weakens the family.
Does your situation look like one of these?
Describe it to us in five minutes: within 48 hours we'll tell you whether we can finance your transfer.
Our role
Who pays for the buyout of the
family shares ?
It's the question that decides everything. Here is the straight answer.
We finance the exit of the heirs who are not taking over, as a minority investor. They receive their share in cash, at the price set by the valuation, without waiting for a hypothetical resale. Your child taking over keeps the majority of the capital and control of the decisions.
Our stake is then gradually bought back, over seven to ten years, out of the company's earnings. In time, the family can once again become the sole shareholder.
Our alliance
Financing alone is not enough:
PurpleShares × For Talents
A family transfer rarely fails for financial reasons alone. That is why we have joined forces with For Talents, a specialist in financing and in supporting owners and families on the human side.
PurpleShares
Financing & structuring
- Equity investment in the transaction
- Legal and tax structuring of the takeover
- Long-term vision, no imposed exit date
- Strategic partner of the family over the long run
Equity investment in the transactionFor Talents
Financing & Human support
- Co-investment in equity or bonds
- Support for the successor as they step into the role
- Setting up family governance
- Mediation and management of dynamics between heirs
Co-investment in equity or bondsThis combination addresses every dimension of a family transfer: financial, entrepreneurial and human.
Our method
A transfer structured in
eight steps
A fully digital process, run jointly by PurpleShares and For Talents: you track the progress of your case in real time, from the first conversation to the release of funds. A complete transaction closes in four to twelve weeks.
-
01
Understand
An initial 30-minute conversation to understand your family situation, your company and your transfer goals.
-
02
Analyze
We gather balance sheets, income statements and the organization chart to assess the feasibility and financial health of the transaction.
-
03
Structure
We define the valuation, the takeover structure and the terms of our equity investment.
-
04
Formalize
You receive a detailed financing proposal: valuation, structuring, timeline and capital allocation.
-
05
Validate
Signing of the letter of intent, which formalizes our preliminary agreement before the full due diligence.
-
06
Audit
Legal, tax and financial due diligence, and drafting of the deeds with your lawyers and notaries.
-
07
Finance
If bank financing completes the transaction, we structure it for the deal.
-
08
Transfer
Signing at the notary, disbursement of the funds and effective completion of the family transfer.
Who it is for
Do you recognize yourself ?
Outgoing owner
You want to hand over to your children
You want the company to stay in the family while securing your wealth and your retirement.
Start my project >Family buyer
You want to take over the company
You are ready to lead, but financing and structuring remain out of reach on your own.
Start my project >Business family
There are several heirs
You are looking for a balanced transfer, where everyone gets their fair share without weakening the company.
Start my project >Your questions
The questions asked by
the managers
Between a sale prepared three to five years in advance and one decided in a hurry, the difference in value amounts to years of earnings.
My child does not have the capital needed to take over. Is that a problem?
No, that is the starting point of most of our deals. We finance the buyout of the co-heirs' and outgoing partners' shares: your child becomes the majority shareholder at closing, with no personal loan, and buys back our minority stake over seven to ten years.
What types of companies can you finance?
Profitable SMEs with €1m to €50m in revenue, in France and Belgium, across all sectors. We look at the stability of earnings, the quality of the team and the company's ability to support the transaction.
How is the value of the company determined?
Through an independent valuation, established before the family discussions, based on multiples observed in comparable transactions and on your adjusted EBITDA. It serves as a common reference for all the heirs.
What happens if several children are involved?
This is the most common case. The one who takes over becomes the majority shareholder; the others are paid in cash at closing, at the independent valuation. Everyone leaves with what they are owed, without depending on the company's future results.
Can I stay in the company after the transfer?
Yes, provided the scope is put in writing. Many sellers stay on for twelve to eighteen months to hand over client relationships and industry know-how. What fails is staying on without a defined mandate alongside a successor who is now in charge.
How long does a transaction take?
The process is structured in eight steps, from the first conversation to the disbursement of funds. Allow three to six months depending on the complexity of the shareholding, with an initial eligibility answer within 48 hours.
Want to understand family succession in depth?
The ideal timeline, the five questions to settle, what is at stake beyond the capital: our Approach page explains the full context.
First confidential conversation
Let's talk about your
transfer
An initial conversation to understand your situation and see whether PurpleShares is the right acquirer for your company. No commitment, no pressure.
01 84 80 00 71
No commitment · 100% confidential · answer within 48 hours.
